FREQUENTLY ASKED QUESTIONS ABOUT GOLF INSURANCE

Q: Do I need golf insurance?

A: Very probably, the answer is yes.  First, however, you should check your own house contents insurance policy to see whether the cover provided meets your own particular requirements.  For instance, does your policy cover you if your golf ball hits a car or passer-by?  Would you receive compensation if you were blinded by a golf ball?  Would your policy pay towards the cost of emergency dental treatment or a hospital stay necessitated by a golfing accident?  Other benefits are also included in the Golfguard Golf Insurance package and we will reimburse your bar bill up to £100 if you achieve a Hole in One.  In our experience few of the benefits will be included in a standard house contents insurance policy.

Q: IS GOLFGUARD FULLY AUTHORISED TO ACT AS AN INSURANCE BROKER?

 A: Yes, Golfguard Ltd is authorised and regulated by the Financial Services Authority (FSA).  Our FSA Register number is 310410.

Q: How many accidents have occurred on on golf courses in recent years?

 A: It may surpise you to learn that according to figures recorded by the Department of Trade & Industry, there have been over 65,000 golfing accidents that have required Hospital treatment in the past few years.

Q: How much would it cost me?

A: Details of our highly competitive premiums with a list of associated benefits are available on our web site.  Annual premiums for full cover start from only £25 (including IPT @ 5%) and depend on your age and the value of your golf equipment.

Q: If I arrange Golfguard Golf Insurance would my golf equipment be covered if it was stolen from the clubhouse or from my car in the car park?

A: Yes, cover is included for golf equipment stolen from the Clubhouse or from a car at the Golf Club, subject to the Terms and Conditions of the Policy.

Q: Who can apply and do you have to be a Member of a Golf Club?

A: Cover is available to all amateur golfers provided that they are UK Residents irrespective of whether they are Members of a Golf Club or Society.

Q: I would like to include cover for my spouse and children - is this possible?

A: Yes, we offer a discount for a second applicant and we also have a Junior Golfguard scheme for those aged between 8 and 17 years at specially reduced premiums. 

Q: Would my golf insurance cover me on holiday?

A: A Golfguard Golf Insurance Policy provides cover 365 days in the year in the United Kingdom.  Your Policy would also provide up to 120 days cover anywhere else in the world.