Buggy Insurance Summary of Benefits

Golfguard Ltd
PO Box 270, East Grinstead, West Sussex, RH19 3WP
FREEFONE: 0800 581 801

Golfguard Golf Buggy Insurance provides cover, as specified in the policy document, for property damage, injury or death if you have an accident while playing golf.

This policy is an annual contract and may be renewed each year subject to the terms and conditions then applicable.

To arrange cover, simply select the sum insured in respect of your Golf Buggy from the Premium Table which should reflect the replacement value of your buggy. If your Golf Buggy is jointly owned, you can include cover for the second owner by adding 50% to the premium selected

The following provides a brief summary of the policy benefits. Full details of the terms and conditions relating to the cover will be provided on request.

Golf Buggy Documents

Buggy Insurance Summary of Benefits

Section 1:Liability;
– Third Party Accidental Bodily Injury
– Third Party Property Damage
– Accidental Damage to Third Party Property

Section 2:Personal Accident;
– In respect of Death / Loss of use of limb(s) or eye(s) or Permanent Total Disablement
Section 3A:Loss or Damage to your Golf BuggyThe selected sum insured
Section 4:Club Subscription£1,500
Section 5:Hospital Cover£700
Section 6:Dental Treatment Cover£300
Section 7:Loss of Golfing Trophies£1,000
Section 8:Personal Effects£500
Section 9:Tournament Entry Fees£250
Up to £100 for the reimbursement of bar bill costs on the day of achievement of a Hole in One in an official club competition

Sums Insured & Premiums


If your buggy is jointly owned, you are able to include cover for the second owner by adding 50% to the premium selected and providing details of the second owner to Golfguard Ltd. 

A 10% discount will apply if you also have Golfguard golf insurance cover. 

Annual Premiums apply to 30.09.2021 and include Insurance Premium Tax

Key Features

  • Cover under all Sections shown above will be included for the applicant(s)
  • The policy is available to amateur golfers who are UK residents
  • Cover is available for golfers up to the age of 89

Main Exclusions

  • Insurers will not provide cover for use of a buggy on a road other than when using a recognised road crossing between holes on a golf course.
  • A £100 excess will apply in respect of a claim involving damage to third party property and a £35 excess will apply to each and every claim under Section 3A.